I came in here late, but let me first congratulate you on having a wife that has her priority's right! Has she got a sister? (kidding)
Ok, you made a wise choice for a house gun. The Charter is a fine weapon and will serve you well. No, not as pretty as a S&W, but that's why it costs less. For a carry gun, I would choose the smaller 5 shot model, but that's a personal choice.
Enjoy that gun. Yes, charter's are accurate! Surprise, surprise. (It's been a secret until now)
44 Man