You are absolutely correct about taking care of yourself. We weathered to hurricanes down here in southeast Texas. one was right after Katrina, we did not get the media attention like New Orleans and we did just fine on our own, The second storm flooded my home town and put 5 ft of water in my mothers home and we did just fine after that too.
You learn to get your generator ready get the propane ready, and stock up on the things you need! The government cant and wont take care of you unless you are stupid and can get on TV.