i have a s&w 36-1 in 38 spl, it has a pinned 3inch barrel and square butt. my friend has offered me a choice of either a new charter arms undercover and $100, or a like new taurus 65 and $100 dollars. he says he wants it for collecting not useing cause the older smiths won't handle +p and useing them will hurt value. the dealer where i got the gun said it was made before 1982, thats when they stopped making pinned barrels. but he said it would handle +p in limited use, its really a nice gun about 90% in blueing and lock up is good. should i trade? i like really like the smith, but could use the money however i won't trade and end up without a good protection gun. thank you all for any help, i don't know anything about taurus or charter.