Have you considered a IWB holster. Crossbreed holsters are well made, comfortable, and conceal well, and cheap compared to many other holster brands. Their only downside is they are not the prettiest holster on the market. I don't know why looks would matter any way. Its a IWB holster. You can get a good belt and holster for around $120. Or just the holster for around $70. I have one for an XD45, and I got one for an SP101. When carrying either one I can wear a tee shirt and it conceals well enough.