Wow, I can tell you the theories of how the looser fitted BB would (should) be less accurate, but you already know that from reading. A pellet only rifle can be damaged by shooting steel BB's, and it would cause the pellets to also be inaccurate. A rifle designed to shoot both (in my experience) has an oversized bore, and does not develop enough power to cause damage to the power system. Being a pump up the system is pretty well self protecting. So that leaves accuracy. Top accuracy will not be had with this design, but my old Crossman 760 was accurate enough and powerful enough to hunt squirrels and rabbits out to 25 yards.