Well I have for the mostpart tried to enter into any transaction in a fair and open objective and always tried to raise my children in the correct way and they seem to be doing OK in their lives, been fairly successful financially, as to say I dont rely on the government for ANY handout not rich but not doing without either, however at 53 I was diagnosed type 2 diabetic, 55 hgad a stroke that almost took out my right side, 58 had throat cancer, and 60 had to have a quad by-pass, so the only advice I have to offer is hold off on the cart wheels as it may come back to haunt you!! Jim