I looked at the fact I spent 8000.00 on accessories on my truck, and lost that and the depreciation and the interest on the financing on my truck. I figured I could lose a heck of a lot less on a double rifle, and it wouldn't really matter in the scheme of things, when compared to what we lose driving a vehicle off the lot.
So, I ordered a double rifle for myself. Not an H&H, but, still cost me less than the loss on the truck did.
I figure I owed it to myself to have one really nice gun, built the way I wanted it. And I get to pick it up on Friday. You only live once, may as well enjoy it.