My homeowners insurance dropped me, so I filed a claim, first ever. They threatened, himmed and hawed that they would prosecute for a false insurance claim. I assured the adjuster that I just wanted to chew off a piece of his ass and had no intention of filing a claim. After him walking around my house and him telling me everything I needed to do for them to except my money he spotted the wood burner pipe coming out of my roof. His eyes grew large, started stammering, is is that a um a solid fuel chimney. Thought he was gonna go into cardiac arrest. Have not paid a penny to these buzzards in many a year and still have my wood burner. I should send them a thank you note for all the wasted money I’ve saved