I like the Bianchi 5BHL, strong side hip holster w/a thumb snap, for most of my "bear gun packing" time.
But in the colder times or wet weather when I have bigger / longer coats on, I really prefer to wear cross-draw, and leave the bottom 1/4 part of my outer garments unbutton / zipped. The gun stays protected from the weather, but just slip my hand under the flap of material and out the gun comes. I found this worked much better for me then trying to get to my shoulder holster, especially when I was zipped up and trying to keep warm.
Good luck w/ your choice and just practice w/ what ever you get!
Del