Just my opinion, but at the range, under good conditions, middle of the road is fine. Most scopes should be accurate and hold a zero under range conditions. But if you are going on hunts, especially high dollar hunts like Africa, sheep, brown bear, etc. you want top notch optics. Especially binoculars, but scopes as well. Under field conditions, I think the top of the line scopes and binoculars are noticably superior to the middle of the road. Saving a few hundred bucks and missing the chance of a lifetime is false economy. My opinion is that the example you gave is often true when someone will spend $800 on a rifle and $50 in a scope. I would contend that you can get an excellent rifle (that's what this forum is all about) for $250 and that it would be well worth the time ($) to put a top quality scope on it. After all it is not the cost of the rifle that justifies the expense but the performance in the field. Just my opinion.