If the action is difficult to open, then that load is already OVER the maximum acceptable pressure. With a cartridge as small in diameter as the 7TCU, the pressure of that load must be very high to stretch the action. Back off at least one grain, and two would be better. For reference, Speer calls 27.5/H322 as max with their 120-grain bullet, Hornady says 27.0/H322 is max, and Hodgdon says that 26.0/H322 is maximum. Your gun is telling you that with your components, 28 grains is too much!
The force applied to the T/C frame is approximated by multiplying the chamber pressure by the crossectional area of the interior of the case. The smaller the case, the higher the pressure needed to stretch the action. For example, to produce 5000 pounds of thrust on the breech, the 7TCU would need about 60,000 psi of chamber pressure. A .45-70 on the other hand would need to produce only about 30,000 psi chamber pressure. Size matters.
.