If the OP hasn't already made his purchase - the thread started in
September afterall - the three obvious choices are the H&R, the Ruger and the Encore. All three can shoot well, and all three can have poor accuracy - they are mass-produced items remember. Anyone who says they have not had a good shooting H&R, No.One or Encore just had bad luck since all three can do very well. Divide the cost by the group size and the H&R is the winner - but so what?
What is important is what makes the OP happy. If he is made happy by paying as little as possible for his firearms, then the H&R is the obvious choice. If he is made happy by owning a beautifully-made rifle, then the Ruger is the hands-down winner. If he is made happy by carrying a high-quality break-open rifle, the Encore wins. I've owned all three, and still own an old H&R Shikari and four Ruger No Ones. I shoot the Rugers the most; my rifles are tools, not decorations.
Tools get wear marks on them.

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