If you were anywhere near SC, I'd let you come over to my place and ride both of them and choose for yourself. The 250 Kawasaki is no slouch and is just a capable. The 250 Kawasaki bayou and the 350 Yamaha are so close, I can't tell the difference. The Kawasaki will haul me and my nephew with ease and pull a garden trailer loaded with turkey manure. I am even a little heavier than you are so don't count a 250 machine out if the money is tight. To plow snow is a mystery for me as I have never had the need. A bigger machine would be needed for sure but then I have tractors for heavy work. Whatever you choose, make sure it will do the job you want. If an automatic is in your future, the Yamaha Ultramatic is better than what Kawasaki offers. If you don't want gears, forget the Kawasaki. The belt on the Yamaha is auto adjust but the Kawasaki has to be adjusted at intervals. It is more likely to have belt problems...Slipping etc than the Yamaha. Good luck.....