Byron,
I looked at the CZ, it was my first choice. However, my local gun shop could not find it in the 30-06, 12 ga combo. Subsequently, I stumbled into the Baikal. One big difference between the CZ and Baikal is that the Baikal has free floating barrels. Currently the gun is zeroed at 100 yds for the 30-06 and 50 yds for the 12 ga, with the free floating barrels I can change the 12 ga to 100 yds. I understand the barrels on the CZ require a gunsmith to change the sightings.
Legally, I have not had any problems. If you are out during shotgun only hunting times dont carry and 30-06 ammo.
I have found the combo offers the best of both worlds, plus its cool to carry a combo. :wink:
Good luck with your CZ purchase. it is a great looking gun.