Let's see. I make 80% of our total taxable income. I put out $1000 a month in rent, set aside another $1000 every month since Jan. to go towards buying a house, set aside $500 a month to keep building up emergency money say if the cars break down, vet emergency for the dog. If the TV breaks, that isn't an emergency. I buy the groceries, pay all entertainment expenses(movies, dinner....), car insurance, renters insurance, pratically any other expense that unexpectantly pops up, plus my cell phone bill, and credit card. Infact I pay my bills before they even arrive in the mail thanks to internet bill pay. Basically, if something needs money, it is my paycheck it comes from. She pays the light bill, phone bill, cable bill, and her cell phone bill, which add up to maybe $300. If I have any money from my paycheck at the end of the month after all of the above is done, that is my money for me to do whatever the heck I want to do with it. I don't ask. I just come home with it, and she'll see me clean it, and ask if it is a new gun. Last gun I bought was a couple of weeks ago and it is a Rock River AR-15. She almost soiled herself and had a look of fear and said "You bought one of those guns". I said "Yes I did." She then got huffy and said that my credit card bill just came. I then reminded her that I just made a quadruple amount payment two days ago, and I don't have to worry about it until next month. I am getting the credit card paid off before we buy a house this time next year. Yes I was not wise with my credit card when I first got it, but I did not get over my head. I saw I was headed there, stopped and started making huge payments, usually double to triple the minimum amount. I make the money, I pay for close to almost everything, I get to do whatever I want with whats left over. There are several more rifles I want, but I can't buy anymore because I am out of room. I figured I might as well buy what I really want now, because once I buy a house, I ain't going to have any leftover money.