Swampman:
Are you referring to the operating software or the mapping software?
If you have not checked your map version try this route.
If your unit works similar to mine the start-up screen shows a number of options. Select the Wrench, The next screen gives you approximately six options, select the Map Icon. At the bottom select the Map Info option. You should see what version of City Navigator your unit has.
Mine has version 2008 the most current version is 2009. At this point I do not plan on upgrading mine. What version does yours show?
http://www.gpsnow.com/garmin_010-10989-01.htmIn the case of the nuvi 200 I would not worry about a mapping update or a usb cord. Garmin normally includes one in the gps package. The fact they did not with the Nuvi 200 is a message in itself. Not knocking the unit because you will get a lot of good miles out of it.
I recently purchased a Garmin Street Pilot c550 at a low price because it was on the edge of being discontinued. At one time it was at the top of the line. The package came with the critical USB to Mini USB cord. It will be a coin toss in two or three years to upgrade the software or look for a upper end model about ready to be discontinued and offered at a cut rate price