With all respect and to clarify;
The whole concept behind a trim to length is so you don't have to trim after every firing. If you are going to keep the case at SAAMI specified max length and not allow it to be exceeded, then you should expect to have to trim more frequently.
I'm gonna trim, that's something i don't get, why some guy's don't want to trim. It's too simple a task.
The 0.010" of extra neck length isn't going to give you any advantage in gripping the bullets so don't worry about. You seem to be confused about how case length changes pressure. Max case length is only going to be a factor in pressure once you exceed the cut chamber dimensions and jam the case mouth into the throat/rifling in effect creating an unreleasable crimp. The seating depth of the bullet is what changes internal volume of the case not the case neck length. In a Handi, not restricted by a magazine's dimensions, you can seat the bullet further out than the max but you don't have to and from reading your post don't want to/aren't comfortable with doing that.
Your right, I've read so much and asked so much the info is becoming a bit overwhelming, I don't want to just "copy" factory loads, I do want to stay away from throat crimps. I'm comming from a ML background and know max loads are never accuracy loads, besides the 22" handi isn't going to need heavy loads, just quick loads, notice I didn't say fast?
Bottom line: Can you exceed the max brass length? Yes, based on your chamber cast. Will max brass length give you any advantage? No.
OK, but it just seems like a terrible waste of space. The .045 is alot between 2.025-2.070.
None of this post is meant to re-butt your advise at all, I'm just trying to sort this all out. I included a photo of the cast
p.s. the angle of the camra makes the micro look like it's not at the head of the case,,it is