I don't like putting on and taking off a jacket every time I go out in the cold. Often wool shirts are too light and good ones are expensive, like Pendleton.
Well, I was at the farm supply store yesterday and they had some jackets that look like wool shirts, but have bigger chest pockets, and has waist pockets to put my hands or gloves in. The outside looks like classic itchy wool in a plaid pattern but is actually cotton. The inside has a fuzzy liner for the abdomen and smooth quilted lining for the arms. A sturdy metal zipper closes the jacket.
I tried it on and fell in love with it. Cost $50. It's just what I need for wearing around the house over a t-shirt, for driving, running errands, and going out for brief chores. Wish I had a picture. Very nice.