the good parts I agree with - [tell me how you feel about these]
1. Health insurance providers can't cancel your coverage once you get sick – a practice known as "rescission" – unless you committed fraud or intentionally withheld facts about your health when you applied for coverage. 2. Youth can be covered under a parent's plan until they turn 26. 3. Children with pre-existing conditions cannot be denied coverage. 4. Health insurance providers may not place a lifetime maximum on benefits. 5. Insurers are required to give consumers rebates if they spend less than 80 to 85 percent of premium dollars on medical care. 6. Health plans created after Sept. 23, 2010, are required to cover certain preventative services without requiring copays, deductibles and coinsurance. 7. The law expands Medicare's coverage of preventive services, such as screenings for colon, prostate and breast cancer, which are now free to beneficiaries. Medicare will also pay for an annual wellness visit to the doctor. 8. If you are older than 65, the law is narrowing a gap in the Medicare Part D prescription drug plan known as the "doughnut hole." 9. Starting Aug. 1, employers must provide health insurance plans that offer birth control as part of their preventative services. And what’s coming in 2014: 10. Adults with pre-existing conditions will not be denied coverage (this already applies to children). 11. People who don't qualify for Medicaid but still can't afford insurance may be eligible for government subsidies. The subsidies would be used to help pay for private insurance sold in the state-based insurance marketplaces, called exchanges, slated to begin operation in 2014. 12. Applicants will not be rejected for insurance because of health status once the exchanges are operating in 2014. 13. If a state does decide to expand Medicaid, people with an income at or below 133 percent of the federal poverty level would be eligible to receive coverage. From Caspian X2 14. Insurers have less ability to change the amount customers have to pay for their plans. 15. Insurers can't just drop customers once they get sick. 16. Insurers need to have an appeals process for when they turn down a claim, so customers have some manner of recourse other than a lawsuit when they're turned down. 17. If any state can come up with their own plan, one which gives citizens the same level of care at the same price as the PPACA, they can ask the Secretary of Health and Human Resources for permission to do their plan instead of the PPACA. So if they can get the same results without, say, the mandate, they can be allowed to do so. Vermont, for example, has expressed a desire to just go straight to single-payer (in simple terms, everyone is covered, and medical expenses are paid by taxpayers).
