I live in Florida and carry a G-17/26 in a Milt Sparks Summer Special 2 at all times. I am typically dressed in shorts, boat shoes, a t-shirt tucked in, and a "cover shirt". The key here is the cover shirt. It is a bit longer than my belt line and cover very well. The shirts are good looking, they don't scream GUN like a vest or fanny pack, and even my best friend didn't know I was carrying. They typically run about $10-15, but the real nice ones can run to $35. One vest is twice that price, and I have a closet full of shirts to choose from! If you want pics, email me frontierdad@msn.com
Good Luck
Bob