I've never used a loading tool. I figure that's what the rammer is for.
I use a loading stand, however, that holds the revolver upright while I seat greased felt wad and ball. It gives me a far better feel for how much pressure I'm applying, over holding the revolver in your hand.
I have .36 and .44 revolvers. Never seen a loading tool for .36-caliber. Do they make such a thing, or are they all .44-caliber?
Also, will a .44 loading tool fit BOTH Remington and Colt revolvers? I don't see how, when the cylinder pin is large for the Colt and small for the Remington. So, would I have to buy two different sizes of loading tools? Or is the loading tool only made for Remington pattern revolvers?
Frankly, seems like a lot of extra stuff to lug around in my already-bulging shooting box. I've never seen the need for a loading tool. Just don't see the advantage over a loading stand, that will accommodate all sizes and makes of revolvers, and the use of the revolver's rammer.