Do you need a 4x4 for outdoors? Well, unless you get snow or mud up to your hips on a regular basis, I don't think you do.
I spent many a time back in high school and college with my 92 Sunbird driving on river banks, through mud, heck, I even took it into the river a couple times. One day, at a local hot spot, a guy brought his Jeep Wagoneer down the bank and across the river, and almost went into shock when he saw me and my 'Bird sitting where he wanted to go. It hauled deer, turkeys, and anything else I could fit in it.
I haven't had a 4x4 for about 4 years, the motor blew and I haven't bothered to get another. I would like another truck or SUV, just because I miss the cargo room, and I prefer to sit up a bit higher in a vehicle when driving. I don't think I'm going to get a 4x4 next time. I'll use the money I save and get a brand new quad.
It'll get used a lot more than the 4x4 on a truck.
I've been using my Taurus or an older mini-van for everything, and it's been just fine. I take the van up hills, down hills, and just about anywhere I don't feel like walking to. No, I don't cross ditches with it, or climb rock, etc. And it doesn't cost a fortune to drive anyplace.
I've been trying to talk the wife into getting her a new van, so I can use the old one for my outdoor stuff full-time, but it hasn't happened yet. On second thought, a nice truck and a new quad would probably be a bit better anyhow.