Why I Hate My Health Insurance...

[Patriot_1776]

I think you should all read this revealing article.  My mother, an RN, was outraged when she read this.  Here is another government-issued middle finger to all legal, law-abiding, tax-paying Americans.

http://news.yahoo.com/s/ucmg/20070110/cm_ucmg/whyihatemyhealthinsurance

[dukkillr]

Anyone who thinks they have an easy fix for healthcare in this country doesn't understand the problems.  There is no easy fix.  State funded low-income policies only recycle the problem, adding government inefficiency to an inefficient system. 

Not covering uninsured people means that hospitals pass the bill onto paying customers, increasing (sometimes dramatically) the amount paying patients pay.

And, of course, you can't just leace sick people on the street, at least in today's political/social climate.

[TIMBERTRAMP]

finaly something I know a little about as i'm both a rn and a public health officer the wayI see it for a country that has the foundations of paying your own way ie-self reliance and self responsbility as core values we have a health care system on the verge of being out of control, social serurity disability has in many instances become the new welfare I've taken care of to many idiots that have toasted thier bodies with drugs,etoh,cig's,food while dicounting all medical advise only to end up having all thier care paid for by us taxpayers,while they scam to get into gov,t housing, monthly disabilty checks,etc.as far as I was taught that program was set or designed for those who were no longer able to continue in thier profession instead i'm dealing with crackheads ,400pounders,copder's who continue to smoke children born with issues that could be due to thier mothers drug use while pregnant,basically living thier whole life on a gov't check -exuse me if i sound hard but i'm beggining to agree with W.thats  whats needed is less gov,t(mother)mabey medical savings accounts and finally making people responsible for thier idiotcy-just my skewed viweTT

[30-30man]

Many of you may work in the health care related field and your not going to like this but it is how most patients feel.  The problem is the drug manufacturers and the health care workers have been allowed to go unchecked. I know they have huge tuition bills and expenses but so do hair dressers, teachers,  and daycare workers. They have to be licensed too. The medical profession has priced itself out of reach so that most Americans can't afford health care even with the help of insurance. That is why so many Americans are leaving other tax payers responsible. The bottom line is that we have allowed physicians, drugs reps  and health related services to raise their prices unchecked.  My wife does taxes for a local physician who makes $35,000 a month. He is a cardiologist.  If that is not price gouging the public, I don't know what is.  Many of his patients have to take out 2nd mortages on their homes or declare bankrupcy.  Why in America must you take out a 2nd mortage on your home or lose everything if you get sick?  I'm not one for government control but I don't see an alternative.  Many contries have socialized medicine and it works.  I work with a man from India and one of the first things he asked me when he got here was:  If America is the greatest nation in the world, why is the medical profession allowed to rape the public?  I had no answer for him.  Some Americans are even flying out of this country to have operations that they can't afford here.   Why is it that drugs are much cheaper in other other countries.  The drug reps say it is not the same medication and not the same standards but often it is.  They sell cheaper to other countries because of price caps.  Politicians are leaving it alone becasue of the intense lobbying done by drug companies.  We need a way to take the dollar out of good health care and price caps is the only thing I know to do it.  Many people will say, "You fix prices and the health care will dry up to nothing!"  Well the government regulates cable tv, electricity, telephone service, sugar, cell phone service,  tea, coffe, rail road fares, and even the size of our toliets(1.6gallons)!  None of these services stopped or was even hurt except some pocket books.  I hate big government but I don't see any other way.

[magooch]

I sure don't have the answers, but I do know that a very big part of why health care costs so much is because of liability insurance.  Doctors have to pay thousands of dollars per month for coverage and those costs are passed on to the patients.  Hospitals and clinics are in the same boat.

Maybe there should be a dual system, where one could choose between a public system where there is no liability, and a private system where competition would dictate the level and quality of service.

[beemanbeme]

I agree with Timbertramp.  And to boil the pot a bit more, why do we give these easy riders a free ride and still let them breed like rats?  Which we pay for.  Here in Wild and Wonderful West Virginia, you have well fare recipients that go back thru several generations of professional easy riders. 
One of the reasons the cost of health care has gone so high is fewer and fewer of us are paying the way for more and more of us. 

[30-30man]

How many of you make $35,000 net a month? I had no idea physicians made that kind of money until my wife started doing taxes. There is a reason for this high salary.  He has gouged the ones who pay for his services and made many people choose between seeing him and making their light bill payment.  I

[rockbilly]

In my opinion, one of the major problems with our health care system is the 15 (plus) million illegals that rape us each time they go to the emergency room.  We American are known to generous people, but charity begins at home.  I know Americans who served this country in time of war that were refused medical care because an emergency room was overwhelmed by illegals they were treating as a result of an auto accident.  And who pays for the illegals medical assistance, we do, the tax payers, who are then tagged by the hospitals and doctors to recoup their loss for treating the illegal.

And now the new Speaker of the House wants to make them legal?  Where the hell is this country headed?