I must stand with Mikey on this issue.
I guess if you shot a guy with a .44 mag, a mountain gun, or a .50 someone would try and take you to the wall for overkill.
I still feel pretty safe using Ball--this thought has been a slow change for me--and I like the Federal.
Now i don't care for reloads, but that is just me. I mean I like reloading and shooting reloads, I just prefer to carry factory. Just call me anal, I can stand the heat, but it is not that I am afraid of retribution because of being too hot.
BTW--due too recent legislation here in TEXAS, by GOD we'uns will not have need of fear or litigation from the shot folks or their family after September (I think it is Sept.) due to the Castle Law, which recently passed.
In this law, if you have been legally shot, you have no argument and can't sue the shooter---well, I guess some will anyway, but the point is, you have a legal defense.
Blessings