I use 2 different guys and both charge $20.00. One does the transfer happily, but he is a kitchen table gun dealer, while the other frawns on the idea because he is a stocking dealer with a large inventory. He would rather sell you the gun from his own stock or order it for you.
From a stocking dealer's view I can see his point. Personally, I'd rather pay the extra $20.00 - $30.00 difference I'd save by buying on the net, and gladly give it to the stocking dealer because when buying from him, you literally get him in the deal. For example, if you buy a scope from him, he'll mount it for free. If you have a problem with one of his guns, he will personally take care of it for you. Plus, if you buy from him, he throws in benefits like letting you use is rifle range whenever you want to go shooting.
However, there are those times when a deal on the net is just too good to pass up and the kitchen table dealer becomes worth his weight in gold.
Skunk