Brett, Hoooo boy! Wouldn't the knee jerk preachers scream about that. Their power base, along with the pols, is a citizentry of ignorant, afraid people that you can promise anything and they'll believe it.
My solution is: when the woman drops that second calf at taxpayer's expense, she is fixed. AND, when the man fathers that FIRST child that he has no means of supporting, he's fixed. In this day and age, anyone that doesn't know about contraception and birth control must be living under a rock.
As far as pediphiles are concerned, I read a case about some german justice several years ago, it seems this fellow was convicted of raping a young boy. For his punishment, they nutted him. He then took massive doses of hormones and was able to acchieve a artificial sex drive and raped another young boy. His punishment was they took EVERYTHING. I like that idea.
I've never heard of a minor entering into a contract where his parents weren't required to co-sign (guarentee) the loan.