I bought my XD-9 compact back around 2003, paid $400.00 for it new. Visited the gunshop a few weeks later and it went up to $440.00, now they are getting close to $500.00! While I like the gun, it is inferior to my two CZ-75's, of course all other guns are. I was planning to use my XD-9 for cold weather use in my car trunk last Winter, but it jambed in the cold when testing it, although I do grease the heck out of my pistols. My CZ-75 in .40 S/W loves cold weather, so that is my current car trunk gun.
It seems well made, but I don't think that with that polymer frame and fixed sight, that it is worth the present price tag. That definately stopped me from getting more of their guns. Glocks are really overpriced, I don't have one of those either. Forbes magazine did an article a few years ago (2004?), that said it cost Gaston Glock $76.00 dollars to make a Glock pistol, then he sold it to the public for around $500.00, now that is greed!