The stated OAL is a good place to start. Develop your best load by picking a likely powder and a bullet that will suit your need. Increase powder charges incrementally starting at the recommended minimums and working your way up, but do not exceed recommended maximums. Once you have found the most accurate load, then you can experiment with the bullet seating. If you can not find a load that shoots decently at the recommended OAL, seating the bullet out to the lands or close to them is not going to help that much. Start over with a different bullet or powder. You may find that the recommended OAL is best, you might find that .020 off of the lands is best, or some where in between. If you start getting close to the lands, you will need to back off your powder charge a little if you were near the max. if you get into the lands, you will need to back off about 5% - 10% if you were near max loads depending on the case you are loading for. I have found most guns shoot best off of the lands, but there are exceptions to every rule. There are a lot of factors that determine where your best accuracy is in relation to the lands. Many bench rest people tell you that kissing the lands or into the lands get you your best accuracy, but they have special cut chambers with tight necks and short throats that they must neck turn their cases for. They take extra care in case preparation and bullet seating too. Most production guns have loose necks so they can chamber factory loads from every manufacturer. Some cut extra long throats to purposely keep pressures down. This means in a majority of times that seating bullets off the lands yields your best accuracy. In some factory chambers, you will not be able to reach the lands at all or there is not enough bullet left in the neck to get good bullet tension. You will not know where the bullet should be until you try different OAL.