Drillingman,
Thanks for your comments. The only 412 models I can find used locally are chambered for 22 centerfire cartridges (mainly 22 Savage Hi-power or 222 Remington.) I am looking for some thing that I can use for larger game animals like whitetails, bear and even small moose. My ideal set up would be a 6.5 x 55 sw with either a 16 gauge or 12 gauge barrel. A close second would be a 308 or 30-06 with a 12 gauge. I like the way the FAIR gun feels and handles. It handles more like a shotgun, which I happen to prefer. The Finnclassic 512 seems to be a little heavy when compared to the Xlight Combi. It reminds me more of the Savage Model 24. I would have already picked up the Combi xlight if I could find some positive reviews concerning this gun. Unfortunately I have not been able to find any reviews about this model.
Take care
870Wing