I bought a hi-point some years ago, not because I could not afford a better handgun, but more to get actual hands on experience with the gun. The Hi- point handguns are pure and simple JUNK. I had so many jam ups and fail to fires, I threw the gun down range, and shot it with my 44 Mag. That is no joke either. I destroyed the gun, it was not fit for anyone to have it.
I knew going in, that the gun was junk, my gun dealer laughed when I bought it, he had so any of them returned for all kinds of reasons. He refused to sale them any longer, still to this day he will not order one for anyone, it is just not worth the hassle.
Would I bet my life on a Hi-point, NO. And if I could not afford a better gun, I would save to get a better gun.
Sure you are going to get some guys here that have one, that may shoot great. But it is not the norm for this gun. Anyone telling you that a Hi-point is a good gun, is not an experienced handgun person. Anyone worth a darn and knows about handgun, knows Hi-points are JUNK.