Whoa,
I said I did it once. I did not say it was a good idea.
When ever I carry now I use a holster. Unfortunatly they do not make many holsters for the big N frames any more. I think I had a choice of about 6 holsters when I got my 4" M28.
Using a holster will keep the gun safe and secure where you want it to be and will not allow for snags or hang ups if you need it. using a holster you will not have to fumble for the gun if it slips. In the holster it will not slip. The holster will also protect the gun. Keeping sweat, lint, and other debris from you from fouling up the mechinism. I used to joke with a cop friend as to why he liked the Glock. I told him with the striker action there is no way french fries from your burger combo can get stuck under the hammer.
I learned my lesson about not using a holster. I was carring a Colt Det special in a front pocket of a pull over jacket and had an A.D.
Put a hole through my thigh. Long story about the A. D. but that is for another post.
The N frame is a great gun and really is not that much bigger than either a K or L frame.
If you are thinking of a one gun for everything. Home, Personal, target, and hunting. You can not go wrong with a 4 to 6" N frame in 357, 41, 44, or 45 colt. A reloader will help in making the big bore guns affordable to shoot for target.