Live just south of Lake Erie,east of Toledo. Two fireplace inserts, one in the basement, one in the living room. Burn 6-7 cords a winter. We have a bug called the emerald ash borer, so right now, and probably for the next 5-6 years, ash tree's. And if there is any other tree that died or blown over, that too. Not counting the price of my saws, $50-$60 in gas or diesel,$2 in asprin, $15 in beer if I work alone,$50+ if I get help from my friends. But I know I save at least $800-$1,000 on my gas bill a year. gypsyman