MC, usually pickup my Smith model 60 with a 3" barrel. It is 357, but I load it with factory Rem. 38 +p 125 hollow points. I carry it daily on my morning walk about 80 percent of the time, sometimes I pick up one of my 1911's, in cold weather I can carry my mt. gun loaded with either 44 spl. or 44 mag. I live in a very small town so local crime is not a serious concern.
But I often walk before daylight, and I am concerned about stray dogs, or a stray mt. lion. They have seen several in town.
Also we live with in 20 miles of I80 a major drug route across America. So the chance of meeting a thug is real. I think we see more criminals in our daily lives than we realize. One of my student' father works in the state Pen. in Rawlins. He says everytime he goes to Casper, he sees anywhere from 2 to 6 felons out on parole every trip. Some times they tail him around town.
This sure opened my eyes about the world we live in. While I carry the model 60 here, when I travel in the state, I pack it, at least one .44 and one or two 1911's. I have them stuck around through the truck so I can reach one with either hand. Across country, I usually, add a Rem. 870 12 ga. Special field. Some states require handguns to be locked away, while long guns can be accessible.