Hey, this "two kids in college" boat is getting pretty crowded!
Before the Accura and now the Apex, I never gave the CVA's a second look. I don't care for the stock on the Accura, but it is a quality rifle taking into consideration the competition. Now the Apex on the other hand, has a very nice feel to it an is pleasing to the eye. I went over two of them a week ago, they are as good of a production inline muzzleloading rifle that is being made today. I don't like the Encore stock either, but I compared an Encore, Knight KP1, and the Apex. Never thought I would chose a CVA over a Knight or T/C, but the Apex is the better rifle IMO.
I don't own a CVA yet, but if I were to have a pick of any production rifle right now today, it would have to be the Apex. If you like the stock on the Accura, and don't want switch barrel capability, it is the more economical choice.
If you can go smokeless, the Savage is always a good choice. We can't shoot smokeless in Michigan during the Muzzleloader deer season, and you can only use them in the Rifle Zone during the Firearms deer season.