The Dems are trying to blame the stock market investors for a lot of things. I am a stock market investor, so is my wife. Our 401(k)s are invested in the stock market. All stocks do is give you a small piece (ownership) of a company. If the company does well, the value of the company goes up and thus the stock. There are companies like Microsoft, Apple, etc, as well as utilities like my company, mining, manufacturing, and banking, etc. you can invest in. Most 401(k)s are invested by an investment company which buys a variety of stock (diversifies) so if one sector of the economy falls, you still succeed with other companies. Companies need the stock money in order to buy new equipment, or to improve themselves in order to make money or make more money. As the stock market goes, so goes the economy. So don't throw the baby out with the bathwater. Sure there are sleezeballs selling junk stocks and bonds. Ponzi skeems etc. The banks failed recently because of the FED's. They forced them to make home loans to the poor without down payments, and with AMR's etc. Also middle class buying above their means. Then they failed. This started the snowball downhill. This wouldn't have happened with the old fashioned rules the Feds threw out in 1998. These banks sold stock to raise money to loan.