You don't have to get rid of it - it's dying.
Folks are deluding themself if they imagine Medicare/Aid, SocSec, Retirement or anything else will be funded much longer. If you have a public retirement option, federal, military or state, its contingent on the financial health of the government ... If you have a private retirement option, those are all contingent on federal insurance, which is contingent on the financial health of the government ... Think about it. If the investment firm who manages your private IRA goes defunct, the government is supposed to cover the loss. But if the government can't cover the loss, what do you do?
I'm 41 and my retirement and health insurance are all tied to the Government through Military/VA benefits, or will be in a few years when/if I retire. I think I've finally come to grips with the reality that they won't be there for me when I need them. But we will have a national retirement, and a national HC, funded by a national workforce, paying a national VAT, and people who do not work will receive the exact same as a guy who devoted his life to defense of this nation. Or I'll be starting cook fires with my investment portfolio. My guess is those who don't know how to start a fire will be voting socialist because the alternative will be difficult.
Those who give up liberty for security deserve neither.