I have the same 2 rifles and shoot the same bullets.
From some reading I have done it seems the 405 Rem works best under 1600fps, both my Marlin GG and Encore likes the 405 Rem over Reloader 7 40-42grs. I have loaded all the way to 47grs and it was accurate, recoil was rough and it was too fast for good bullet performance after reading about how soft the 405 Rem is.
My load right now for both rifles is:
Brass - WW
Bullet - 405 Rem SP
Primer - CCI 200
Powder - RL 7 - 40.0grs
OAL - 2.550"