If I had to rely on WallyWeird for anything at all, I'd just do without... haven't been in one for about 20 years.
I started reloading in the late 50's as a way to save money, but I also became a serious long range P&V hunter about the same time and eventually a serious wildcatter because of it. So the reloading became a means to improve accuracy for long range at small targets as well as a means to offset the shear volume of shooting I did. While I have always had plenty of firearms that are chambered for commercial cartridges, and shot some store bought ammo in them years ago, I pretty much reloaded for everything most of my active years, except for the rimfires naturally. So for many years 22 rimfire ammo was my only store bought ammo until the 17 rimfires came along and replaced all of them. I bought a lifetime supply for all of the 17 RF's when I got them, so I haven't bought any factory ammo since soon after the 17HMR first came out in 2002 and the 17HM2 first came out in 2004.
On the other hand I've always had thousands of dollars tied up for a several years supply of reloading supplies on hand much of my life. Still cheaper in the long run with the volume of ammo I went through each of my active years in the killing fields I guess, if you don't count the endless hours prepping/forming brass and loading it that is.
When the health issues stopped the hunting a few years ago I was reloading for over 50 of my 65ish firearms (the number actualy loaded for was much higher than 50 though because I had so many barrels for the 20 Contender frames). About a third of all my firarms & barrels were wildcats, 15 or so rimfires and muzzleloaders. Sure have a lot more free time now - miss the hunting, but not the reloading.
Another point to consider is resale/trade value.
My experience since I started selling most of my firearms has been that the customs, semi customs, wildcats and rarer muzzies were the easiest to sell (and for good money). Those that still linger are non-wildcats that are all desireable to rarer models. But folks only want them if they can buy them for nothing, even those that are still new in the box that I never got around to shooting. Might be the economy, but more likely that they know they can probably find them again later when money isn't as tight.
FWIW - YMMV
L.