I keep 38 Special cases with Hornady wad cutters over 3.0 grains of bullseye loaded in mine (about 900 fps). I buy them in 250 count boxes and keep a couple on hand at all times. They seem to cover any thing that comes in the back yard, that shouldn't, but just in case, I have maximums in my stretchy ammo carrier on the stock. Mine is zeroed for the wad cutters and Maxis shoot about 2" high at 30 yards. I have a couple mags too, but like you I seldom use them.
Good Luck and Good Shooting