FPH, I should have read more thoroughly. You are correct. It is only a felony for an unlicensed carry, and a misdemeanor for a licensee, (outside the vehicle).
A few years ago, a man I know drove onto school grounds to pick up his children, and as they got into his truck, a school security officer saw weapons under the back seat. They were hunting rifles, and one was loaded.
He was charged with a felony, and spent two years into and out of courts. At the last, it was reduced to a misdemeanor.
Ben