Has Obamacare negatively affected you yet?

[ironglow]

  Has it hammered you..or have you noticed..  Since Obama lifted $760,000,000,000 from Medicare, it has to hurt somewhere! The cuts in Medicare is really hitting retired folks..even though some have not really noticed why..they just sigh and pay the extra..
   My wife has many prescriptions, enough so by this time of year she is placed upon the "catastrophic" costs lists, where the co-pay too is normally covered.  She has one RX which with co-pay through most of the year, costs about $6.  She got a refill the on Wednesday...suddenly her co-pay is $81.  My friend has a wife who has had kidney transplants..her drugs are "catastrophic" early on.
  She refilled a prescription last week which usually has no co-pay...$58.. please
 
    Obama over-regulation also hits the working couples, such as my son and his family.  Thanks to Obama, employers do not furnish as good insurance policies as they used to...  He now has a $3,000 deductable, so he pays cash for everything until he hits $3,000.
      My grandaughter has allergies and has to periodically get an inhaler.  Those inhalers normally have cost them about $16...  Now Obama's EPA decides even those little inhalers cannot use CFC propellants...so they are now $54....
   Obama's EPA......... (Employment Prevention Agency)
 
  Since the retired still pay for Medicare, plus private insurance, and pay more since Obama robbed $760,000,000,000 from the plan, it appears that the only ones who have not seen their costs rise...are those who never pay anyway...
 
  Have you checked your prescription costs lately ?
 
 
         

[Swampman]

Yep we now have to pay $40.00 extra a month for our spouse at work.

[Cuts Crooked]

Yup! Cost went up for insurance, copay went up for everything, covered conditions were restricted more. No coverage at all for ER treatment unless is is given by a "preferred provider". And get this.......there is no "preferred provider" within 50 miles.

[twoshooter]

I am not thrilled, but then I was not thrilled before. Somebody needed to do something, and the Republicans just sat around with their thumbs you know where telling us that 15 to 20% price inflation every year while my wages went up either not at all or 2-3% every 2nd or 3rd year. Every "poor person" I know waited until they got really sick then wound up in the emergency room at umpteen thousand dollars. You may not admit it, but we pay for that also, either directly or through higher prices. Medical insurance is one of the last forms of legalized extortion, your money or your life. That is why free market solutions do not work, there IS no"free" choice when someone you love is possibly dying.
   I always marvel at the incongruity of this, everyone seems to want to pump up the defense budget, can't let that slip. I have lost a grandmother, mother, mother-in-law, and almost a wife to breast cancer. Two uncles and a father to liver cancer. A brother to heart disease. I have NEVER lost a SINGLE relative, friend or acquaintance to a terrorist. I have never been bombed, strafed, or fired at by a foreign national. I never will be. It will NOT be because we have spent trillions on defense , but because camels cant swim well and it is too damn far to paddle a canoe. They need to spend some of that money defending me from something that actually endangers me, like on cancer research.
    I realize 911 was a terrible thing, 3000+ lives were lost. 3000. That is what we lose to car wrecks every month. We keep driving. I am not surrounding my car with gauze and pillows, nor reducing my speed to 15 mph, nor willing to pay an extra $5K per car for a total surround  airbag. The last "little episode" in Iraq or wherever cost us 200 MILLION + when a dozen guys blew up planes and supply depot. If we were home, could not have happened. Meanwhile we have kids "walking for a cure". The entire population of Wyoming could walk to Pluto and back and not raise that much money.
    You want to get rid of Obamacare, fine. What do you propose to do instead? Other than sit on your thumb?

[Swampman]

The government shouldn't be involved at all.  Medicaid & Medicare (Government Teats) have driven medical cost through the roof.  The doctors can charge what they want to because the government will cover it.  Food Stamps have done the same thing for food prices.  Let people pay what they can afford or do without.

[DDZ]

Wait until 2014 when Obama care mandates that employers purchase Obamacare compliant health insurance for their employees. If they don't, they will pay heavy fines that will surely force them to provide Obamacare mandated insurance. Also in 2014 individules will be forced to buy Obamacare compliant insurance. If they don't they will be fined by a bunch of bureaucrats that their tax money is paying for. Don't buy the insurance. Fine we will implement the fine through your tax return.
 The liberals, feminists, and planned parenthood have succeeded in getting their wish lists added to the Obamacare compliant insurance. Everyone will be paying for birth control and abortions. Soon added to the mandated insurance will be things like fertility treatments, attention deficit disorder, massages, sex change operations, and gender reassignment surgery.
 Once every single insurance plan in the country is required by federal law to cover one million liberal causes that have nothing to do with medical problems, liberals and democrats will be happy to let us purchase insurance across state lines, because every insurance plan will be identical. Before long don't be surprised if watching MSNBC and vibrating butt plugs are added to the obamacare compliant insurance plan.
The contraception directive is just the beginning of government controlling your life under Obamacare. 
What I can't understand is those that cry and whine about Christians voicing their views in politics, and complain about Christians trying to take their freedoms from them, but then they become all giddy when government implements national health care. The foot is in the door, nobody has seen the real effects of this communist crap yet. Just give it a few years.

[twoshooter]

That is laughable. Government systems evolved for a reason. If the government stays out of it, it has to stay OUT of it. That means that there is no food inspection and you sell me bad meat and my family gets food poisoning , then they need to stay out of it when I come over and burn your house. People found in caveman times that ALL did better if they cooperated and created an orderly system where the group made the rules and set up various institutions that provided for ALL across a broad spectrum of conditions. In order to do that, whenever ONE rose too far above others, the group coalesced and took him down. That insured survival of the group, not the one. The ONE may be important to the ONE, but in the overall scheme of survival, uh....not so much.
     The problem comes when rules become overly complicated, misguided, and unevenly applied. People making the rules seem to never really think much about them, about the real ultimate consequences. Some things are pretty simple, for example, you cannot make a rule that applies to anyone else that does not also apply to yourself. You cannot sell a product that you are not willing to use yourself, and have your family use. It also means, at the most basic level, that if the governing body is not capable of or willing to regulate your behaviors that effect me, then it MUST NOT be made capable of regulating MY behaviors in response. Most people are pretty hesitant on the former, but all too enthusiastic about the latter.

[45-70.gov]

The government shouldn't be involved at all.  Medicaid & Medicare (Government Teats) have driven medical cost through the roof.  The doctors can charge what they want to because the government will cover it.  Food Stamps have done the same thing for food prices.  Let people pay what they can afford or do without.

what your suggesting  is FREE  interprize


we  can not  have this non-sence


it has never worked

[ironglow]

  In medical care, lawyers (the ambulace chaser kind) have been primary in raising costs.  If they want to do anything about medical care reform..they should start with tort reform.  When a doc has to fork out $200,000 to $400,000 before he/she opens their door..those costs have to be paid somewhere..
  Really, the govt should stay out, but they can encourage cross interstate competition...and do something about tort reform.
 
   One of the duties of the federal government, according to the constitution..is to "provide for the common defense"..curiously, the constitution does not charge the federal government with the duty of providing "medical insurance"...

[ironglow]

Healthcare is a staple, not discretionary,, so supply-demand theory shouldn't apply. Sooner or later you will need HC. BHO ran on a simple 'Public Option' plank, but the HC corps and their GOP lackeys claimed they could not compete with a Public Option...so much for free market capitalism.  So, the bi-partisan Max Baucus committee cooked up a plan with HC corps, labeled it Obamacare, and it is basically a gift to HC corps and indenture of American citizens, and doesn't address costs control. The plan should more accurately be called the Guaranteed Profits to HC Corps Act,,,and it it also gives business' and out to HC provision,,,something they wanted for a long long time, one reason they liked unions handling HC insurances.
.
Obamacare is what you get when Congress tries to appease HC Corps and adhere to some abstract idealogical concept of 'capitalism' and marketing,,,when the whole area is probably best addressed cheaper by a more socialistic theory.  Its funny the people complaining the most about the change in their social Medicare plans and cost...are of the so-called conservative de-reg capitalist faction... .  Afterall, Obamacare was written by HC Corp lobbiests.  Just wait to Mitt and Ryan get their hands on Medicaire and SS..!!
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...TM7.

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        Since people are accustomed to some form of medical care, what Mitt is likely to do if he gets the chance..is #1 repeal the Obamacare mess., which was thrust upon the people.  Call back the $576 billion Obama filched from medicare premium payers..and put it back where it came from.  I expect he would try to keep govt involved as little as possible.   Govt can't run the EPA, Post Office, the parks dept or the DOT very well..;  shucks! they haven't been able to present a budget for 4 years...  so whatever makes someone think they would be successful taking over a sixth of our economy?

[Swampman]

Healthcare is a staple, not discretionary,, so supply-demand theory shouldn't apply. Sooner or later you will need HC.
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...TM7.

Then pay for it or do without.

[Anna]

  In medical care, lawyers (the ambulace chaser kind) have been primary in raising costs.  If they want to do anything about medical care reform..they should start with tort reform.  When a doc has to fork out $200,000 to $400,000 before he/she opens their door..those costs have to be paid somewhere..
  Really, the govt should stay out, but they can encourage cross interstate competition...and do something about tort reform.
 
   One of the duties of the federal government, according to the constitution..is to "provide for the common defense"..curiously, the constitution does not charge the federal government with the duty of providing "medical insurance"...

This member is so right , until we get some sort of legal reform these things will continue to happen.

[twoshooter]

I do not deny the role of the ambulance chasers in jacking up the costs, and tort reform is a must in any meaningful reform. As for "provide for the common defense", defense from what?? I think there is a line in there about  "promote the general welfare" also. This is just like the bible, people have found reason in it to rape, rob and murder for thousands of years. People have a unique ability to hear whatever it was they were listening for, and not necessarily what was said. One thing that does not take a genius to figure out, people will NOT do without the basic necessities of life as long as they exist, just to satisfy some idyllic principle. If you want to promote that line, you had better repeat the last year or two of special ed classes.

[BUGEYE]

  Really, the govt should stay out, but they can encourage cross interstate competition...and do something about tort reform.

this is it in a nutshell.

[Anna]

There is a provision in Obama care where people who are on life support are to be removed from it after seven days if they do not recover.  Placing a massive medical burden on the family's who choose to continue that support on their own . Also many health insurance company's are now going along with this and terminating the policy's after the seven days .

[twoshooter]

I will check that out, about the 7 day limit, that sounds a bit short, overall limits are a good thing. In my job I have served as an inspector in nursing homes, residential care facilities, and group homes, as well as abuse/ neglect investigations. I have known people to exist in comatose states for years, a lady who read stories to me as a child was 14 years in basically a vegetative state post stroke, from about age 82 to about 96. She was on medicaid/ medicare, the facility collected nearly 10K per month, over a million and a half. Back then there was no living wills for her to sign. I have one, my wife has one. Any sane person who is not totally oblivious has one. Mine says that if I become ill or am injured to the point that I require mechanical assistance to stay "alive" that the doctors have 30 days to determine if the PROBABILITY of recovery to the point that I can be removed from all artificial supports is 50% or greater. If I am not conscious or capable of communicating, they need to pull the plug. If conditions are greater than50% and they continue, if at 60 days I am still out of it end of story, pull the plug. Up to 80% of all expenditures often come in the final year of life, not to recover or increase usable life span, but just to rack up charges and drag things out. Many people remind me of those gutless wonders who come across a wounded animal along a road and cry about the suffering but won't put it out of misery. You would think all those who are always shouting about JESUS should not be so hesitant to meet him. I am not. The story hour lady would have been horrified if she knew what her fate was to be, thank God she never knew. There are a lot of cruel people in the world. I hope when it is there time someone hooks their heart to a battery and runs a hose up their rear for long enough for them to realize what they did to others.

   Talk about the mother of all non-sequiturs , anyone who would refuse treatment to a child that has some potentially deadly or debilitating disease or injury that IS treatable, on the basis that their family cannot pay, and yet refuses to let go of someone trying desperately to die when their time is up, is not just cognitively impaired, they are actively EVIL. I know such people exist, I just hope to never run into them.

[KIMBER45]

Nope- nothing has changed for myself and wife. My mom was just put under Hospice care. She is receiving the best treatment possible .

[brettcar]

Also, remember that while 10,000,000 more people will be insured,   it adds 0 more doctors. Expect waiting times for appointments to double. Instead of 1 month-- 2 or3 months for an appointment.  Elective surgeries will have longer waits.     However, it does add thousands of IRS agents and other bureaucrats to tell you what you can & cannot do.

[LunaticFringeInc]

Yeah Obama care has resulted in the cost of my health insurance going up 25% two years in a row.

[Squib]

I am not thrilled, but then I was not thrilled before. Somebody needed to do something, and the Republicans just sat around with their thumbs you know where telling us that 15 to 20% price inflation every year while my wages went up either not at all or 2-3% every 2nd or 3rd year. Every "poor person" I know waited until they got really sick then wound up in the emergency room at umpteen thousand dollars. You may not admit it, but we pay for that also, either directly or through higher prices. Medical insurance is one of the last forms of legalized extortion, your money or your life. That is why free market solutions do not work, there IS no"free" choice when someone you love is possibly dying.
   I always marvel at the incongruity of this, everyone seems to want to pump up the defense budget, can't let that slip. I have lost a grandmother, mother, mother-in-law, and almost a wife to breast cancer. Two uncles and a father to liver cancer. A brother to heart disease. I have NEVER lost a SINGLE relative, friend or acquaintance to a terrorist. I have never been bombed, strafed, or fired at by a foreign national. I never will be. It will NOT be because we have spent trillions on defense , but because camels cant swim well and it is too damn far to paddle a canoe. They need to spend some of that money defending me from something that actually endangers me, like on cancer research.
    I realize 911 was a terrible thing, 3000+ lives were lost. 3000. That is what we lose to car wrecks every month. We keep driving. I am not surrounding my car with gauze and pillows, nor reducing my speed to 15 mph, nor willing to pay an extra $5K per car for a total surround  airbag. The last "little episode" in Iraq or wherever cost us 200 MILLION + when a dozen guys blew up planes and supply depot. If we were home, could not have happened. Meanwhile we have kids "walking for a cure". The entire population of Wyoming could walk to Pluto and back and not raise that much money.
    You want to get rid of Obamacare, fine. What do you propose to do instead? Other than sit on your thumb?

they're breeding swimming camels right now fool, and they have the nose of a bloodhound!!!  you only feel safe because you are ignorant! rofl 

[Squib]

Wait until 2014 when Obama care mandates that employers purchase Obamacare compliant health insurance for their employees. If they don't, they will pay heavy fines that will surely force them to provide Obamacare mandated insurance. Also in 2014 individules will be forced to buy Obamacare compliant insurance. If they don't they will be fined by a bunch of bureaucrats that their tax money is paying for. Don't buy the insurance. Fine we will implement the fine through your tax return.
 The liberals, feminists, and planned parenthood have succeeded in getting their wish lists added to the Obamacare compliant insurance. Everyone will be paying for birth control and abortions. Soon added to the mandated insurance will be things like fertility treatments, attention deficit disorder, massages, sex change operations, and gender reassignment surgery.
 Once every single insurance plan in the country is required by federal law to cover one million liberal causes that have nothing to do with medical problems, liberals and democrats will be happy to let us purchase insurance across state lines, because every insurance plan will be identical. Before long don't be surprised if watching MSNBC and vibrating butt plugs are added to the obamacare compliant insurance plan.
The contraception directive is just the beginning of government controlling your life under Obamacare. 
What I can't understand is those that cry and whine about Christians voicing their views in politics, and complain about Christians trying to take their freedoms from them, but then they become all giddy when government implements national health care. The foot is in the door, nobody has seen the real effects of this communist crap yet. Just give it a few years.

it doesn't kick in totally till obama is halfway through the second term he expects to get, and then when a republican (most likely) is in office and things get totally sour, it's the GOP to blame, not obama.  sure both are to blame, but it's obama's baby maturing during someone ELSE'S term in office that matters.  when republicans try to gut it out later to stop our nation from collapsing fiscally then they're the "bad guys" starving people and turning out the lights to the welfare bums and such.  add to all that the collegiate indebted, illegal immigrants, criminals, etcetera coming to a boiling point... we aren't getting out of this recession.

[oldandslow]

I haven't see any changes. I don't see a doctor very often, usually just for my annual checkup and a couple of trips to the dermatologist every year. However my wife has some problems that require medical attention. There have been no problems getting in quickly and I haven't seen any cutbacks in care or fee increases.

During my working years I saw a medical insurance premium increase regularly. It's what insurance companies do and it's for all kinds of coverage, not just medical. Medicare does the same thing.

[45-70.gov]

ISN'T  IT  ODD........




THE NUT JOB THAT RAMMED  OBUMERCARE DOWN OUR THROATS




SMOKES

[jimster]

Well, first change I noticed was our company sent us out a letter telling us due to government regulations there would be some changes to our insurance which we liked.  I assumed this meant our company would have to pay a large fee to keep what they had, which we liked, or switch to something else. So next thing they did was switch...we lost the insurance we grew fond of, and got something more expensive, which is pretty normal to get the cost transferred to us anyway.  Then we noticed our insurance was very intrusive...they give you a biometrics test, then you fill out a huge health care form, then they inform you of such things as if you had any tobacco products in the last 30 days you had to sign a form, and pay an extra 400 bucks, unless you joined this coaching thing where they call you at home and talk to you a half hour or so a couple times a week for 3 months, and yes this place is funded by your health care stuff...LOL. So you if you had a cigar or something in the last month or so, you better lie about that. Then they want to know what you eat. How much you exercise...your mental health...gobs of questions...if you don't fill out the form, you pay another 400 bucks.
 
No...I didn't notice anything.    Just wondering how bad it gets when it kicks in ALL the way...

[mechanic]

My premiums, the best I could afford are now $520.00 per month.  I have a total out of pocket of over $7,000.00.  The surgery I just had ate that, so I will when all washes out owe a conglomeration of people, $7000.00.
 
My wife has insurance through her work, her premiums are somewhat offset by her employer.  All together, she and her employer pay over $500.00 per month, also with high deduct. and copays.
 
Moreover, my insurance places a deductible on pharmacy I didn't have before, I pay the first $250.00, then copays as indicated on the pharmacy tier list. One of my drugs I had taken for several years, they would pay nothing on...I either had to choose from a list or pay the entire amt.
 
I am thankful I have been able to keep insurance, but quite frankly, I have considered doing without.  It's that one catastropic event that keeps me from it...
 
A young man with a wife and two children insures through our company.  His premiums are almost $1400.00 per month.....He makes about 35k a year, so you can see this is his single greatest expense...he pays more for insurance than his house and cars combined.
 
Whatever the fix was, it ain't fixed, and it's gonna' get worse.   If we could get everyone in America to drop all coverage on the same day, and negotiate with providers directly, I betcha' we could get this in line...of course, it ain't gonna' happen.
 
Ben

[DDZ]

I do not deny the role of the ambulance chasers in jacking up the costs, and tort reform is a must in any meaningful reform. As for "provide for the common defense", defense from what?? I think there is a line in there about  "promote the general welfare" 

Maybe do some research and find out what the founders were talking about in article 1 section 8 where promote the general welfare is mentioned, instead of assuming it means government is supposed to hand out lifes necessities. Although I can see how the meaning of the Constitution can be twisted to suit ones needs or wants.  The supreme court has been doing it for years also. The Constitution doesn't seem to matter anymore. So just twist it into whatever you think it should be.

[DDZ]

Some people think Obama care is going to be all hunky-dory. Some are saying "see it ain't so bad is it". Well no not yet, but its going to be. I guess the ones not paying a dime for it will think its great, but we will all get whatever health care the bureaucrats say we will get. Gee I can't wait!

I'm betting in a couple of years answers to the question, "has government run health care affected you". The answers will be quite different. Don't ever think that what it is now will stop there. Government is very good at stripping rights, gaining power they have no business having, and making people clueless of it. They know a drip at a time works best. Meaning stripping rights, and making people clueless. The making people clueless part was pretty easy for them, they just gained control of the education system. After that it was a piece of cake for them. It just took a number of generations to accomplish it.
Just think if government told everyone years ago. "we are taking over education, and your children will not be taught things that really matter" "we will not teach them anything about the Constitution, and what powers we are limited to. "we are going to rewrite history books, and there won't be anything about God in school either" There would have been a war. Instead they lied and said we are going to educate your children for you.  It has been easy for them. They already have half the people thinking government run health care is a good thing. Along with government handing out housing, food, and other goodies. What could be next that the clueless crowd thinks we need from our government.

[twoshooter]

I believe that somewhere in there the supreme court was charged with hearing cases involving constitutional questions and charged with the authority and duty of determining just what the constitution says and means on the subject. Did not see your name mentioned anywhere.
      I dont think the government has the duty to supply all things to all people, but in a democracy, more precisely- a democratic republic- the government ultimately has the responsibility to do whatever the majority of the people tell it too. And when enough get PO'd, whatever that happens to be---- they WILL.
      This is like every other setting in the world, you can do whatever you have the courage and means to do.
     
      Meanwhile, between myself and my employer, it costs nearly 1200 a month for coverage for my wife and myself. I make 38K a year. That is not due to "Obamacare", it has been evolving for years. This latest incarnation has NOT done me any good, NOR has it damaged me significantly. I will get some chips and dip and watch.

Just where are those swimmin' camels now?

[jimster]

There are good points on both sides, but the bottom line for me is there are limits, there has to be. Asking me to pay for their birth control and abortions to support their life styles, but they do not give me money for powder and bullets for my life style, lefties are that way, they get to pick and choose what we all pay for. Ane they don't care we all don't live the same way. They are intrusive little bastards in my eyes, and arogent enough to think they get to pick what we pay for. That's how it is with anything run by government.  Then I read up above how some complain because the health care package that got passed would have been OK if the republicans would have gotton out of the way...LOL!! WHAT repubicans...they had the house, the senate and the white house, nobody even read what they wrote, and they all admited it, and you didn't even have enough democrats to pass that piece of garbage, it almost didn't pass with the whole place stacked with dems...the Dems had to openly BRIBE each other with our tax money to get it passed...    Oh...gee....republicans fault...hahahahaha....if there were no republicans at all those idiots would still blame the other party. What a joke. I almost laughed my guts out when I read that garbage above.
Well...you got what you got...you had dem control of the house and senate since 2007, total control from 2008 to 2011...and the dems still have the senate and big house and hasn't passed a budget in 3 years.  Blame the other party...right...
Anyone wants more Dems vote more of em in, vote for Obama again too....seems to have worked out real swell. But stop complaining about the other party...they were non existant when you decided to fill the rest of the boat with water with this huge joke called health care. Nobody got in your way you got what you asked for...and now you blame the other party. Amazing.
 

[DDZ]

      I dont think the government has the duty to supply all things to all people, but in a democracy, more precisely- a democratic republic- the government ultimately has the responsibility to do whatever the majority of the people tell it too.     

...and the Constitution be damned. Right? Just so the mob wants it government has to do it. That is just what the founders feared. Its the very reason for them setting up a Constitutional Republic. Since the Constitution has been used as a rag, we do have a democracy now called mob rule. People can vote to remove others freedoms. Its called tyranny of the majority. The reason it is now like that, stems from beliefs as yours. "if the mob wants it the government has to do it"