Our big bugaboo for water tanks around here is lime in the water. Let go, it will build up as a hard crust in the bottom of the tank until it reaches the heating coil.. short that out and now you have a task. I have used my current tank for 14 years, but every 2 years I pull the bottom coil and find a thick buildup of limestone. Then I take a long tool I made in my forge, although a long, heavy screwdriver will work as well, and I reach in and break up the limestone.
After breaking the limestone, I need to take the chips out, so I take a 1" metal tube (a couple feet of a shower curtain "rod"), tape it tighlly into the hose on a Shop-Vac and suck all those crumbles out. Sometimes that is half a Shop-Vac container .Sometimes the coil still looks real good, but I replace it anyway.
The upper coil I replace just to be sure, every 4-5 years..no matter how good it may look.