I hand load semi and full wad cutters for defensive use in my 38 special.Don't need a hollow point when you have that big flat meplate. When walking in the mountains here in the Pacific NW,I use flat tip FMJ rounds for better penetration against Bears,Wolves,Big cats or two legged predators.
Thinking about a Grouse hunt today! I'll carry the Ruger 10/22 for the birds and on my side will be the 38 special.Walking these old, seldom used logging roads you never know what you will run into.Sometimes even a Grouse.