B78 trigger adjustment is a trial and error affair, even with the factory instructions. The key is getting a decent letoff without going too far which inactivates the half-cock provision (at least on my B78). Once you get it where you want it, locktite it, and leave it that way. BTW, the trigger only operates properly with pressure from the attached stock, or pressure that simulates a bolted on stock. I found this out the hard way as well.
While not perfect, I think the B78 trigger is better than the later 1885, although there is a pretty good after market fix for the 1885 that I have on a current low-wall rimfire.
As for disassembly/assembly; it's not a cake walk, but it is not as terrible as some make it sound, if you have a certain level of mechanical skill. There was an article in one of the single shot publications some years ago that dealt with this subject and a modification that made it easier to reassemble, but unless you plan to shoot black powder (and need to strip the action for cleaning on a regular basis), I don't think this is worth the trouble.