Where to start:
The "gamers" and bankers selling the 401 K retirement used to annually ask if we had any questions (in response to their Siren's Song), "to set aside just 6% and in 30-years you will be a Millionaire!" I always asked, until Management told me to stop, "If I put $1K in at the beginning of this year, will you return to me $100K by the end of the year, like was done for Hillary Clinton?"
Under Biden
a.) 401k down 33%
b.) COLA to SS already negative percentage due to actual inflation well over 10%
c.) Diesel fuel shortage looming.
d.) Fuel price WAY UP.
e.) Food price UP fast, fall slow.
f.) Homeowner's Insurance (hurricane alley) non-renewing in Feb '23.
f.1.) Homeowner's Insurance alternatives doubling - tripling price from financial HELL.
g.) Real Estate Taxes are UP.
h.) Interest rates are SKYROCKETING.
i.) The oil and fossil fuel Industry is "biden it's time" and not investing in America.
Biden's gaffs are more frequent and INCREASING daily. The Left is circling the drain and will probably take the Dems down it on 8 November.
We get taxed on income before it's in our pocket. The money we spend is taxed. The real estate on which we hunt and in which live is taxed. If you can see water (river, ocean, ditch), there is a real estate tax for that. If it rains, there is a tax for getting rid of the water. You buy and drive a vehicle, there is a road tax, a fuel tax, a sales tax, interest to be paid on a loan. No kids in school, you still get taxed.
Volunteer for military service then work your whole life for a better tomorrow and see it all going to hell through illegal immigration, welfare, BLM, Acorn, "mostly peaceful" protests, "Insurrection Riot" (my ass), needles and feces in the streets, rampant homelessness, panhandlers, Useful Idiots, Green Energy (my ass), purple and blue hair, tats everywhere, facial piercings, ear lobe enlargements, TRILLIONS of Federal dollars spent overseas in countries that HATE the USA, soaring deficit spending, and the threat of nuclear holocaust from four (+/-) sides (Iran, Russia, China[?], N. Korea) never more REAL than NOW.
lloyd, don't buy a new vehicle!!! Your "paid for" 50K-mile vehicle is not even broken in and the taxes and interest will further deplete your savings to no good end. When the SHTF and there is no fuel you won't be able to drive either your old or new vehicle anyway.