IIRC, the initial used equipment I
bought with RCBS and Lyman stuff
was $200.00 + -
I could have started loading immediately
with some powder and projectiles
Today at the end of 2022, that same
group of tools would be roughly $600.00
looking at the "kits " offered today, not
including brass or boxes, etc.
I don't have any idea how long it would
take to amortize that cost figuring nailing
down proper technique ( I've met several
people that have been "reloading " for
decades that don't do it correctly) and
the expense of load development, etc.
Also, to me my time is the most valuable
thing I have since I can't buy any more
at any price