My understanding is that to be justified in shooting someone who has entered my dwelling, they have to demonstrate bodily harm. Again, as I understand the law, I can't simply shoot to kill anyone who enters my home (in MI). Not that I agree with that, that's simply my understanding. As far as I'm concerned, if you're in my home, your a$$ is mine.
Look, I'm a family man, with a career and a lot of responsibility. I really don't want to get myself jammed up in court if I can help it. And to be perfectly honest, I really don't want to end another's life, if I can help it.
My thinking has always been that the majority of intruders who ever enter my home will be unarmed. Maybe I'm being naive. But, police reports certainly back this up - at least in my area.
That being said, if I can demonstrate to an intruder that I'm armed, and they're not, they're likely to run.
If a guy wants to stick around after he hears me put one in the chamber of my Win 1300 Defender, well, then, it's on. He is most likely armed. That alone will demonstrate intention to do bodily harm.
Deputy, thanks for the thought. If it ever comes to that, I'll rack one in and move quick or hit the ground.
Look, I'm not one to be cavalier about the whole thing. I keep a 12 ga defender next to my bed with the mag. full and the chamber empty. In 15 yrs, I've only had to pull it (actly it was an 870 at that time) once. That one time was at 3 am. Turned out to be my oldest brother who was in town after a long weekend of drinking. He had gotten divorced 3 months prior and was in a bad spot. He was drunk as a skunk, but remembered how to get into our house.
I heard a noise, got out of bed, walked to the hallway, saw a shadow, aimed, racked one in, and said something to the effect of "don't fu$$$ move." When I racked the gun, he layed out spread eagle on the kitchen floor.
That has been my only experience with home defense.