I've shot a CZ in .40 caliber and absolutely loved it-wonderful gun.
That being said, every time I hold an XD in my hands, it feels like it was MADE for them, and being of small stature with small hands, that's a large feat these days where every handgun seems made for the Incredible Hulk. I've never fired one, though, so I don't know how they shoot at all.
I can vouch for the CZ-75 and its derivitaves, though. I've never held one that didn't shoot well, though they are a bit on the heavy side for me for CHL use.
As for Rugers..
My exe's father worked for a county DA and carried a Ruger .45 simply based on the fact that it went bang every single time he shot it with whatever he put through it-for him, accuracy and capacity were fairly secondary to that.