OAL makes a difference if your gun has a magazine. You have a max OAL period. Cant fudge on that. OAL in most reloading manuals is how they set their ammo for their gun or shooting fixture. It is a good starting point, but not necessarily optimum in your gun.
On my guns with magazines, initial OAL is magazine length. I then blacken the bullet with soot or marker and chamber. If marks from the lands, I seat a little deeper until I get about a .010 jump.
On my single shots, Contenders, XP-100s, etc, I size the brass to just firmly close the action. I seat the bullet until just firmly held in the brass. Then I soot or blacken it and chamber. I check for the marks for the lands. Again, I adjust to about .010 jump to the lands. Some ammo needs tweaked from there. If it will not fit in my ammo box, I will seat a few a little deeper, check accuracy, and if within my criteria, will go ahead and seat to fit in the box. On the xp-100 once in a while you get that outstanding load only to find that the load chambers fine, but if you go to remove it from the action, it is stuck in the extractor and the bullet tip will not clear and the ejector will not kick it out. Now, do you keep that load and hope you don't have to remove loaded round, OR put quick release on bolt so removing bolt becomes easier??
Steve