I bought the XD45 ACP Tactical about the end of March this year. I now have close to 4000 round's through it & except for a few FTE's in the first 250 round's I haven't had one problem. I did have my favorite local gunsmith work on the trigger to lighten it somewhat. He did a fantastic job & the pistol work's great. The finish is holding up perfectaly. It has been in a holster many time's & has been wet from the rain twice without any sign's of rust. I will chage the sight's soon. I don't know for sure what kind I want yet. I'm leaning toward's the Advantage sight's.
Bottom line is, the XD45 ACP is worth the money!